Price list for investment and savings products
| Supplementary pension saving | Remuneration for transfer to another SPS within 1 year from the conclusion of the contract |
Remuneration for severance pay1 |
|---|---|---|
| Comfort lifeTB 2060 | 5 % of the current value of the personal account | |
| Comfort lifeTB 2050 | ||
| Comfort lifeTB 2040 | ||
| Comfort lifeTB 2030 | ||
| Comfort lifeTB 2020 | ||
| Pension payout fund | - | - |
Additional payments according to the statute and key information of the relevant fund. Find out more at Tatra banka branches.
1 Applies only to participating contracts, which include the conditions for the payment of benefits no. 008 and 009.
Take advantage of tax relief and the chance for a better pension
You can deduct your supplementary pension savings contributions from the tax base up to a maximum of 180 EUR per year.
If you join a supplementary pension savings, you can also regularly receive a contribution from your employer.
| I. one-time investment | |||||
|---|---|---|---|---|---|
| Mutual fund | Entry fee | Exit fee | |||
| in the 1st year | in the 2nd year | in the 3rd year | after the 3rd year | ||
| All funds except Protected fundTB 2026 | 0 % | 3 % | 2 % | 1 % | 0 % |
| Protected fundTB 2026 | 0 % | 1 % during the subscription and reference period and 0% two weeks before the end of the reference period (from 11. 05. - 22. 05. 2026) | |||
| II. regular investment through the PLUS Savings Program (marketing name Investment savingsTB) | |||||
|---|---|---|---|---|---|
| Mutual fund | Entry fee | Exit fee (within the individual PLUS Savings Program) | |||
| in the 1st year | in the 2nd year | in the 3rd year | after the 3rd year | ||
| All funds | 0 % | 3 % | 2 % | 1 % | 0 % |
Zero fees for Mutual fundsTB
Entry fees for investments in Mutual fundsTB are cancelled. If you stay in the mutual fund for at least 3 years, you can redeem (termination of the investment) without an exit fee (see above, specific exit fees applicable to Protected fundTB 2026). Zero entry and exit fees means you have the opportunity to get a higher potential return from the mutual fund.
| III. transfer of investment between mutual funds |
|---|
| When transferring a one-time investment and a regular investment acquired through the PLUS Savings Program or through the Savings Program to any mutual fund, an exit fee of 0 % is applied, while in the case of the Protected fundTB 2026, the 0 % exit fee applies to two weeks before the end of the reference period (from 11. 05. - 22. 05. 2026) and when moving during the subscription and reference period, the exit fee is 1 %. |
| IV. preferential exit fees after the transfer of investments between mutual funds except Protected fundTB 2026 | Exit fee | |
|---|---|---|
| Exit fee for the payment of mutual fund units from their acquisition by transfer from another mutual fund in the event of the transfer in question three years after their acquisition by a one-off investment (or from the first payment in the case of the PLUS Savings Program or Savings Program) in the mutual fund, or in the event that the transferable units in question were acquired in the relevant mutual fund by merging from another defunct mutual fund. |
in the 1st year | after the 1st year |
| 3 % | 0 % | |
Further fees and charging conditions can be found in the relevant sales prospectus issued by the management company Tatra Asset Management.
Find out more at Tatra banka branches.
If you have activated Internet bankingTB or the Tatra banka mobile application, you can also invest in Mutual fundsTB online.
| Securities trading | |
|---|---|
| Remuneration for procuring the purchase or sale of domestic securities (hereinafter referred to as "SLCP") | 1,5 % of the trade volume, min. 25 EUR |
| Remuneration for procuring the purchase or sale of foreign securities (hereinafter referred to as "ZCP") | 1,5 % of the trade volume, min. 80 EUR |
| Tatra banka services related to the Investment account | |
|---|---|
| Remuneration for keeping bonds issued by Tatra banka, a.s., and guaranteed investment certificates issued outside the territory of the Slovak Republic on the Investment account | 0,08 % annually |
| Remuneration for the management of SLCPs (other than bonds issued by Tatra banka), bond ZCPs and shares issued outside the territory of the Slovak Republic in the countries listed in group A1 on the Investment account | 0,20 % annually |
| Remuneration for the management of debt securities and shares issued outside the territory of the Slovak Republic in the countries listed in group B1 on the Investment account | 0,40 % annually |
| Remuneration for the management of debt securities, shares issued outside the territory of the Slovak Republic in the countries listed in group C1 and investment certificates other than guaranteed ones issued outside the territory of the Slovak Republic on the Investment account | 0,80 % annually |
| Remuneration for keeping unit certificates and similar securities issued outside the territory of the Slovak Republic and pre-emption rights relating to ZCP on the Investment account | 0,40 % annually |
| Minimum fee for maintaining the Investment account | 10 EUR quarterly |
1 Division of countries into groups for the purpose of determining the remuneration for the management of debt securities and shares issued outside the territory of the Slovak Republic on an investment account:
Group A: Australia, Belgium, Denmark, Finland, France, the Netherlands, Ireland, Japan, Cayman Islands, Canada, Luxembourg, Germany, Norway, Portugal, Austria, Sweden, Switzerland, Italy, USA, United Kingdom;
Group B: Bermuda, Cyprus, Czech Republic, Greece, Hong Kong, Indonesia, Iceland, South Korea, Hungary, Malaysia, Poland, Russia, Singapore, Spain, Ukraine;
Group C: for example Bulgaria, China, Croatia, Estonia, South Africa, Lithuania, Latvia, Romania, Slovenia and all other countries (except Slovakia) not explicitly mentioned above in Group A or in Group B. Further fees and charging conditions are given in the Tatra Fee Schedule banks for services provided in the field of securities and in the Conditions of Securities Registration and Securities Trading in Tatra banka.
| Mutual investment programTB with life insurance | |
|---|---|
| Program management | 3,5 % of the monthly payment, min. 1,99 EUR |
| Redemation | 1 % of the monthly amount, min. 8,30 EUR, max. 82,98 EUR |
Additional fees according to the relevant sales prospectus issued by the management company Tatra Asset Management. Find out more at Tatra banka branches.
https://www.tatrabanka.sk/en/about-bank/important-documents/service-charges/investment-savings-products/