Consumer LoanTB Calculator
Use the money from the loan for anything without having to prove the purpose of its use and without collateral.
1/3 Loan details
Loan details
How much do you want to pay monthly?
How much do you want to borrow?
2/3 Income data
Income data
* Marked fields are required.
3/3 Liability data
Liability data
* Marked fields are required.
Do you need advice?
Leave us your contact and we will call you.
Back to calculator
Loan offer
Maximum offer
Do you want to find out more information about the loan?
Choose how you want to contact us.
By phone via DIALOG Live.
Call meIn person at the branch.
Nearest branch
Your average monthly income, including bonuses, for the last 12 months. The income does not include travel reimbursements, emergency allowances, and other income from which contributions are not paid.
Calculate the monthly payments for all your loans, such as a mortgage, consumer loan, or lease.
The annual percentage rate of charge is an indicator that reflects the actual cost of a loan in percentage terms per year, including interest and fees.
The total amount that the client pays during the loan repayment period, i.e. it includes not only loan repayments, but also fees associated with the loan.
-
For a loan of EUR 10,000 with a fixed interest rate of 6.49 % p.a., a loan maturity of 96 monthly annuity payments and a one-time loan fee of EUR 200, the annual percentage rate of charge is 7.39 % with a monthly loan payment of EUR 134.26, with the last loan payment being EUR 46.59. The total amount that the client will pay is EUR 13,001.29, with the interest calculation based on the actual number of days in each month and the assumption of a calendar year of 360 days.
If the conditions for applying the #premodruplanet benefits are met, the loan fee paid in the amount of EUR 200 will be refunded and the interest rate reduced to 5.99 % p. a., while the above data is changed as follows:
- The monthly loan payment will be reduced to EUR 131.77, while the last loan payment will be EUR 54.51 and the annual percentage rate of cost will be reduced to 6.25 %. The total amount that the client will pay will be EUR 12,572.66. The other data does not change.
Representative example of calculating the APR for the Refining LoanTB in the case of applying the Extra Installments benefit
- Assuming that the loan applicant will also make optional Extra Installments in the amount of EUR 30.00 per month, the total amount that the client will pay is EUR 12,323.33. The loan will be repaid in 74 monthly annuity and Extra installments.
https://www.tatrabanka.sk/en/personal/loans/consumer-loan-calculator/