Basic interest rate

for loans rendered to individual clients – non-entrepreneurs secured by mortgage over real property

*published in terms of Article 75 Clause 9 Act No. 483/2001 Coll. on Banks as amended by further amendments and addenda takes into account bank costs for financing of rendering loans to individual clients – non-entrepreneurs secured by mortgage over real property.

Validity period  Interest rate fixation in years [in % p.a.]
from to 1 2 3 5 7 10 15 20 25 30
9.2.2018   1.2 1.2 1 1.3 1.7 5.0 5.0 5.0 6 6
20.12.2016 8.2.2018 1.2 1.2 1.2 1.3 1.7 5.0 5.0 5.0 6 6
03.11.2016 19.12.2016 1.2 1.2 1.2 1.3 1.8 5.0 5.0 5.0 6 6
26.09.2016 02.11.2016 1.2 1.2 1.2 2.0 2.5 5.0 5.0 5.0 6 6
23.03.2016 25.09.2016 1.5 1.5 1.5 2.0 2.5 5.0 5.0 5.0 6 6
05.02.2016 22.03.2016 2.7 1.75 1.7 2.0 2.5 5.0 5.0 5.0 6 6
30.10.2015 04.02.2016 2.7 1.75 1.75 2.0 2.5 5.0 5.0 5.0 6 6
14.08.2015 29.10.2015 2.7 2.1 1.75 2.2 2.5 5.0 5.0 5.0 6 6
04.08.2015 13.08.2015 2.7 2.1 1.75 2.2   5.0 5.0 5.0 6 6
21.05.2015 03.08.2015 2.7 2.1 1.75 2.1   5.0 5.0 5.0 6 6
09.04.2015 20.05.2015 3.9 2.6 1.75 2.3   5.5 5.7 6 6.3 6.3
19.01.2015 08.04.2015 3.9 2.6 1.8 2.3   5.5 5.7 6 6.3 6.3
03.11.2014 18.01.2015 3.9 2.6 2.0 2.3   5.5 5.7 6 6.3 6.3
03.06.2014 02.11.2014 3.9 2.6 2.7 3.3   5.5 5.7 6 6.3 6.3
05.02.2014 31.05.2014 3.9 2.8 2.9 3.3   5.5        
09.09.2013 04.02.2014 3.9 3.7 3.0 3.5   5.5        
24.01.2013 30.04.2013 4.4 4.1 3.0 4.7   5.8        
05.09.2012 23.01.2013 4.4 4.1 3.8 4.7   5.8        
30.08.2012 04.09.2012 4.4 4.1 4.1 4.7   5.8        
15.06.2012 29.08.2012 4.4 4.1 4.2 4.7   5.8        
01.03.2012 14.06.2012 4.2 4.2 4.4 4.7   5.8        
20.01.2012 29.02.2012 4.1 4.1 4.4 4.7   5.8        
01.01.2012 19.01.2012 3.9 3.9 4.3 4.6   5.8        

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