Basic interest rate

for loans rendered to individual clients – non-entrepreneurs secured by mortgage over real property

*published in terms of Article 75 Clause 9 Act No. 483/2001 Coll. on Banks as amended by further amendments and addenda takes into account bank costs for financing of rendering loans to individual clients – non-entrepreneurs secured by mortgage over real property.

Validity period						Interest rate fixation in years [in % p.a.]
from	to	1	2	3	5	7	10	15	20	25	30
12.7.2019		1.2	1.2	0.7	0.9	1.7	5.0	5.0	5.0	6	6
9.2.2018	11.7.2019	1.2	1.2	1	1.3	1.7	5.0	5.0	5.0	6	6
20.12.2016	8.2.2018	1.2	1.2	1.2	1.3	1.7	5.0	5.0	5.0	6	6
03.11.2016	19.12.2016	1.2	1.2	1.2	1.3	1.8	5.0	5.0	5.0	6	6
26.09.2016	02.11.2016	1.2	1.2	1.2	2.0	2.5	5.0	5.0	5.0	6	6
23.03.2016	25.09.2016	1.5	1.5	1.5	2.0	2.5	5.0	5.0	5.0	6	6
05.02.2016	22.03.2016	2.7	1.75	1.7	2.0	2.5	5.0	5.0	5.0	6	6
30.10.2015	04.02.2016	2.7	1.75	1.75	2.0	2.5	5.0	5.0	5.0	6	6
14.08.2015	29.10.2015	2.7	2.1	1.75	2.2	2.5	5.0	5.0	5.0	6	6
04.08.2015	13.08.2015	2.7	2.1	1.75	2.2		5.0	5.0	5.0	6	6
21.05.2015	03.08.2015	2.7	2.1	1.75	2.1		5.0	5.0	5.0	6	6
09.04.2015	20.05.2015	3.9	2.6	1.75	2.3		5.5	5.7	6	6.3	6.3
19.01.2015	08.04.2015	3.9	2.6	1.8	2.3		5.5	5.7	6	6.3	6.3
03.11.2014	18.01.2015	3.9	2.6	2.0	2.3		5.5	5.7	6	6.3	6.3
03.06.2014	02.11.2014	3.9	2.6	2.7	3.3		5.5	5.7	6	6.3	6.3
05.02.2014	31.05.2014	3.9	2.8	2.9	3.3		5.5
09.09.2013	04.02.2014	3.9	3.7	3.0	3.5		5.5
24.01.2013	30.04.2013	4.4	4.1	3.0	4.7		5.8
05.09.2012	23.01.2013	4.4	4.1	3.8	4.7		5.8
30.08.2012	04.09.2012	4.4	4.1	4.1	4.7		5.8
15.06.2012	29.08.2012	4.4	4.1	4.2	4.7		5.8
01.03.2012	14.06.2012	4.2	4.2	4.4	4.7		5.8
20.01.2012	29.02.2012	4.1	4.1	4.4	4.7		5.8
01.01.2012	19.01.2012	3.9	3.9	4.3	4.6		5.8