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Tatra banka

21.1.2018 13:34

Unique Mortgage LoanTB

Get the mortgage loan with advantageous
benefit package

  • loan up to the amount of 100% of the mortgaged
    property value1
  • 100 % discount on the loan charge 
Benefit package

Benefit package

Get our unique Mortgage LoanTB with:discount on new loan charge

  • loan up to the amount of 100% of the mortgaged property value1,
  • 100 % discount on the loan charge 
  • interest rate yet from 1.45 % p. a. with fixation period of 1, 2 and 3 years1,
  • possibility of using portion of loan without purpose specification or for payment of charges,
  • we will help you with processing the Land Register and cover the documents for you.

Other benefits

  • Final offer already on your first meeting
    Final offer and maximum mortgage loan limit are available for you yet on your first meeting. Loan provision is subject to the approval by the bank.

  • Advantageous interest rate on Non-specific loanTB
    Ask for a Mortgage LoanTB combined with Non-specific loanTB and get it with the lower communicated interest rate.

  • Credit card
    With a possibility of getting a credit card free of charge for 12 months.

  • Apartment appraisal within 24 hours
    Take advantage of a cheaper apartment appraisal by Tatra banka within 24 hours.

  • Mortgage loan specialists
    Our mortgage loan specialists will help you with the entire mortgage loan application process.

  • Advantageous loan insurance and real estate insurance
    You can get the right insurance at the branches of Tatra banka and save time and money.

1The amount of the mortgage loan and interest rate will be determined by the bank at consideration of the particular loan case, and that with regard to client´s ability to repay the loan and the offered loan security.

Representative example Mortgage LoanTB

Representative example Credit Card

This contents is not available for the current interface.


Conditions for Mortgage LoanTB obtaining:

  • minimum age 18 years
  • current net income documentation from EUR 350
  • loan up to the amount of 100% of the mortgaged property value
  • maximum repayment period 30 years
  • possibility of using portion of loan without purpose specification or for payment of charges (charge for loan processing and apartment assessment via Tatra banka)
  • optional interest rate fixation for 1, 2, 3, 5, 7 years or for the entire loan repayment period
  • secured by the real property meant for living


Tax bonus

Tax bonus

You can get a tax bonus of up to EUR 400 with a HypotékaTB concluded as of 1 January 2018.

What are the conditions for getting a tax bonus?

  • Tax bonus relates to ½ of the paid interests of one loan per year, however up to the amount of EUR 400
  • You can claim the tax bonus during the period of 5 years

What criteria do you need to meet to qualify for a tax bonus?

  • Age limit – age up to 35 (applicable also for husband/wife),
  • Income – your average gross monthly income for the previous calendar year must not exceed the legally determined amount.

– Can be claimed at purchase of apartment, house or part thereof, construction or completion of real property and change or maintenance of real property or even by combining these purposes
– Loan repayment period lasts from 5 to 30 years

Tip for you:
You can claim the tax bonus at the respective tax office in terms of a tax return, in 2019 for the first time.
The bank will automatically send you as the main borrower an electronic confirmation for the tax office. You can eventually get the confirmation in person at any Tatra banka branch.

Loan insurance

Loan insurance

In co-operation with UNIQA insurance company we can provide the following insurance directly in Tatra banka branch:

  • real property insurance with the option of household equipment insurance
  • insurance of the ability to repay loan with the coverage of these insurance risks: death, work disability and loss of job


Online consultation

Online consultation

Take advantage of a new service from Tatra banka in solving your mortgage. Thanks to an online video-consultation with a mortgage specialist you will go over the terms and conditions of the loan from the comfort of your home and then you will just come to a branch to submit the application.


  • free consultation via computer or tablet with internet anywhere
  • following the loan offer and documents directly on the screen during the consultation
  • obtaining a loan offer without visiting a branch
  • possibility of agreeing on an exact time of the consultation


  • weekdays from 8:00 a.m. to 5:00 p.m.

Supported operating systems and Internet browsers for the use of the video-consultation on the customers' part for desktop and tablet devices can be found HERE.

Calculate our Mortgage LoanTB according to your preferences