Interest rates for Loan products

Product Name	fixation	interest rate [% p.a.]		sanction [% p.a.]2
Mortgage LoanTB 1)
	1Y	od 1,45			+5,00
	2Y	from 1,45			+5,00
	3Y	from 1,45			+5,00
	5Y	from 1,55			+5,00
	7Y	from 1,95			+5,00
Mortgage LoanTB with state contribution to the young
	1Y	from 0,05			+5,00
	2Y	from 0,05			+5,00
	3Y	from 0,05			+5,00
	5Y	from 0,05			+5,00
Home equity Loan1)
	1Y	from 1,45			+5,00
	2Y	from 1,45			+5,00
	3Y	from 1,45			+5,00
	5Y	from 1,55			+5,00
	7Y	from 1,95			+5,00
Consumer Loan/ Non-specific loan without security
		from 5,90			+5,00
Overdraft
		from 18,90			+5,00
Credit card private VISA standard
		from 18,80			+5,00
Credit card private VISA gold
		from 14,90			+5,00
Credit card private VISA Platinum
		from 10,90			+5,00
Credit card private MC MercedesCard
		from 11,90			+5,00
Consumer Loan Guaranteed / Non-specific loan secured by funds to legal entities or individuals-entrepreneurs
Consumer overdraft Loan		from 8,90			+9,003)
Instalment Loan		from 5,40			+9,00
BASE RATE4)		from 7,00
BusinessLoanTB Expres
Consumer overdraft		from 8,50 5)			+25,00
Instalment Loan		from 7,00 5)			+25,00
BusinessLoanTB Hypo
	1Y	from 3,45			+8,00
	3Y	from 3,75			+8,00
	5Y	from 4,05			+8,00

Interest rates are specified in percentage p.a. (per annum)

¹⁾ Regarding loan with Quick repayment the interest rate is increased by 0,3% p.a.
²⁾ Sanction interest is being applied along with the standard account.
³⁾ Unauthorised overdraft interest in current accounts
⁴⁾ Basic interest rate for non-specific consumer loans secured by financial means
⁵⁾ floating interest rate bound to the current BASE RATE