Interest rates for Loan products

Product Name	fixation	interest rate [% p.a.]		sanction [% p.a.]2
Mortgage LoanTB 1)
	1Y	od 1.45			+5.00
	2Y	from 1.45			+5.00
	3Y	from 0.95			+5.00
	5Y	from 1.15			+5.00
	7Y	from 1.95			+5.00
Mortgage LoanTB with state contribution to the young
	1Y	from 0.00			+5.00
	2Y	from 0.00			+5.00
	3Y	from 0.00			+5.00
	5Y	from 0.00			+5.00
Home equity Loan1)
	1Y	from 1.45			+5.00
	2Y	from 1.45			+5.00
	3Y	from 0.95			+5.00
	5Y	from 1.15			+5.00
	7Y	from 1.95			+5.00
Consumer Loan/ Non-specific loan without security
		from 5.90			+5.00
Overdraft
		from 18.90			+5.00
Credit card private VISA standard
		from 18.80			+5.00
Credit card private VISA gold
		from 14.90			+5.00
Credit card private VISA Platinum
		from 10.90			+5.00
Credit card private MC MercedesCard
		from 11.90			+5.00
Consumer Loan Guaranteed / Non-specific loan secured by funds to legal entities or individuals-entrepreneurs
Consumer overdraft Loan		from 8.90			+9.003)
Instalment Loan		from 5.40			+9.00
BASE RATE4)		from 7.00
BusinessLoanTB Expres
Consumer overdraft		from 8.50 5)			+25.00
Instalment Loan		from 7.00 5)			+25.00
BusinessLoanTB Hypo
	1Y	from 3.39			+8.00
	3Y	from 3.39			+8.00
	5Y	from 2.89			+8.00

Interest rates are specified in percentage p.a. (per annum)

¹⁾ Regarding loan with Quick repayment the interest rate is increased by 0.3 % p. a.
²⁾ Sanction interest is being applied along with the standard account.
³⁾ Unauthorised overdraft interest in current accounts
⁴⁾ Basic interest rate for non-specific consumer loans secured by financial means
⁵⁾ floating interest rate bound to the current BASE RATE