Interest rates for Loan products

Product Name fixation interest rate [% p.a.] sanction
[% p.a.]2
Mortgage LoanTB 1)      
  1Y od 1.45 +5.00
  2Y from 1.45 +5.00
  3Y from 0.95 +5.00
  5Y from 1.15 +5.00
  7Y from 1.95 +5.00
Mortgage LoanTB with state contribution to the young       
  1Y from 0.00 +5.00
  2Y from 0.00 +5.00
  3Y from 0.00 +5.00
  5Y from 0.00 +5.00
Home equity Loan1)      
  1Y from 1.45 +5.00
  2Y from 1.45 +5.00
  3Y from 0.95 +5.00
  5Y from 1.15 +5.00
  7Y from 1.95 +5.00
Consumer Loan/ Non-specific loan without security      
    from 5.99 +5.00
Overdraft      
    from 18.90 +5.00
Credit card private VISA standard      
    from 18.80 +5.00
Credit card private VISA gold      
    from 14.90 +5.00
Credit card private VISA Platinum      
    from 10.90 +5.00
Credit card private MC MercedesCard      
    from 11.90 +5.00
Consumer Loan Guaranteed / Non-specific loan secured by funds to legal entities or individuals-entrepreneurs          
Consumer overdraft Loan   from 8.90 +9.003)
Instalment Loan   from 5.40 +9.00  
BASE RATE4)       from 7.00
BusinessLoanTB Expres      
Consumer overdraft   from 8.50 5) +25.00
Instalment Loan   from 7.00 5) +25.00
BusinessLoanTB Hypo      
  1Y from 3.39 +8.00
  3Y from 3.39 +8.00
  5Y from 2.89 +8.00

Interest rates are specified in percentage p.a. (per annum)

1) Regarding loan with Quick repayment the interest rate is increased by 0.3 % p. a.
2) Sanction interest is being applied along with the standard account.
3) Unauthorised overdraft interest in current accounts
4) Basic interest rate for non-specific consumer loans secured by financial means
5) floating interest rate bound to the current BASE RATE

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