Interest rates for Loan products

Product Name fixation interest rate [% p.a.] sanction
[% p.a.]2
Mortgage LoanTB 1)      
  1Y od 1,45 +5,00
  2Y from 1,45 +5,00
  3Y from 1,45 +5,00
  5Y from 1,55 +5,00
  7Y from 1,95 +5,00
Mortgage LoanTB with state contribution to the young       
  1Y from 0,05 +5,00
  2Y from 0,05 +5,00
  3Y from 0,05 +5,00
  5Y from 0,05 +5,00
Home equity Loan1)      
  1Y from 1,45 +5,00
  2Y from 1,45 +5,00
  3Y from 1,45 +5,00
  5Y from 1,55 +5,00
  7Y from 1,95 +5,00
Consumer Loan/ Non-specific loan without security      
    from 5,90 +5,00
Overdraft      
    from 18,90 +5,00
Credit card private VISA standard      
    from 18,80 +5,00
Credit card private VISA gold      
    from 14,90 +5,00
Credit card private VISA Platinum      
    from 10,90 +5,00
Credit card private MC MercedesCard      
    from 11,90 +5,00
Consumer Loan Guaranteed / Non-specific loan secured by funds to legal entities or individuals-entrepreneurs          
Consumer overdraft Loan   from 8,90 +9,003)
Instalment Loan   from 5,40 +9,00  
BASE RATE4)       from 7,00
BusinessLoanTB Expres      
Consumer overdraft   from 8,50 5) +25,00
Instalment Loan   from 7,00 5) +25,00
BusinessLoanTB Hypo      
  1Y from 3,45 +8,00
  3Y from 3,75 +8,00
  5Y from 4,05 +8,00

Interest rates are specified in percentage p.a. (per annum)

1) Regarding loan with Quick repayment the interest rate is increased by 0,3% p.a.
2) Sanction interest is being applied along with the standard account.
3) Unauthorised overdraft interest in current accounts
4) Basic interest rate for non-specific consumer loans secured by financial means
5) floating interest rate bound to the current BASE RATE

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