1. Personal
  2. /
  3. Loans
  4. /
  5. Mortgage LoanTB

MortgageTB for a family house, apartment
also building land

Interest 0.75 % p. a. at 3-year fixation

Interest 0.75 % p. a. at 3-year fixation

Discounted loan fee 99 EUR

Discounted loan fee 99 EUR

Account with the Tatra Personal service package for one year without a fee for its management

Account with the Tatra PersonalTB service package for one year without a fee for its management

With reimbursement of early repayment costs in another bank

With reimbursement of costs for early repayment in another bank

Mortgage for blue planetTB

We have prepared a limited offer for the first 2 500 clients who apply for a loan by September 11, 2021.

Interest 0.75 % p. a. at 3-year fixation

With the Mortgage for blue planetTB, you get up to 80 % of the loan amount
the value of the established real estate determined by the bank:

Campaign terms: PDF, 68KB

In addition, if you submit to us an Energy Certificate of class A0 or A1 for the financed real estate:

  • you get an interest rate of 0.75 % p. a. at 3-year fixation or
    0.85 % p. a. for 5-year fixation.
Before visiting a branch, we recommend that you generate a code to grant you preferential terms.
--- WJdocId-58588 ---

Frequently asked questions about energy certificates

--- WJdocId-58589 ---
--- WJdocId-58590 ---
--- WJdocId-58591 ---
--- WJdocId-58592 ---
--- WJdocId-58593 ---
--- WJdocId-58594 ---
--- WJdocId-58595 ---

Mortgage loan calculator

A loan intended for the acquisition, construction, modification or maintenance of real estate, the repayment of a loan intended for the stated purposes, or a combination of these purposes. The loan is secured by a lien on the real estate.

Clients who choose a 3-year fixation will receive an interest rate of 0.75 % p. a. in case of submission of Energy Certificate class A0 or A1 to the financed real estate and in the amount of the loan up to 80 % of the value of the established real estate determined by the bank.

Requested Loan

i
i

Offer

Fixation Interest rate from Monthly payment from:

Representative example:
With a loan of  EUR,  % p. a. interest rate, maturity period in months / payments and single charge of  EUR for loan provision, single charge of  EUR for real property appraisal, single charge of  EUR for the Land Register and monthly insurance premium of  EUR for real property insurance represents the annual percentage rate of  % with monthly loan payment of  EUR. The total amount to be paid by the client represents  EUR while calculation of interests is based on an assumption that all months have 30 days and a calendar year has 360 days.

Need more information about the Mortgage Loan?
Leave us your phone number and we will call you.

 

* The fixation period is the period during which the bank does not unilaterally change the interest rate. If you are interested in fixing the interest rate for the entire maturity of the loan, you can contact DIALOG Live * 1100.

This calculation is only informative. The amount of charges for property assessment, Land Register proceedings and insurance premium was determined from available data as the most frequently selected option of our clients.

Offer for you

Loan amount Interest rate Monthly payment I'm interested

* The fixation period is the period during which the bank does not unilaterally change the interest rate. If you are interested in fixing the interest rate for the entire maturity of the loan, you can contact DIALOG Live * 1100.

This calculation is only informative. The amount of charges for property assessment, Land Register proceedings and insurance premium was determined from available data as the most frequently selected option of our clients.

MortgageTB benefits

Tailor-made mortgage with regard to individual solutions.
Our mortgage bankers will help you with the entire process of arranging a mortgage and you will receive the final loan offer at the first meeting.

  • Credit up to 90 % of the value of security
  • A non-purpose part for anything
  • Loan financing from the purchase of building land
  • We will provide an expert evaluation of the apartment
  • We will provide you with insurance of the ability to repay the loan
  • You can arrange real estate insurance directly at the branch
  • Online consultation - we will consult the mortgage with you online via telephone

A comprehensive mortgage solution, which also includes:

  • property selection
  • credit card
  • preferential co-financing of the purchase price

 

Mortgage for the blue planet Mortgage from Tatra banka
The amount of the mortgage loan and the interest rate will be determined by the bank after assessing the specific loan case, taking into account the client's ability to repay the loan, the share of the total debt to income and the loan security offered.

Tax bonus

With the MortgageTB concluded from 1 January 2018, you can get a tax bonus of up to 400 EUR.

What are the conditions for entitlement to a tax bonus?

  • The tax bonus applies to half of the interest paid on one loan per year, up to a maximum of 400 EUR.
  • You can claim it for 5 years.

What do you have to meet to qualify for the tax bonus?

  • Age limit - age up to 35 years (also applies to the co-debtor).
  • Income Amount - Your average gross monthly earnings for the previous calendar year may not exceed the statutory amount.

The tax bonus can be claimed for the purchase of an apartment, family house or part thereof, for the construction or completion of real estate, as well as for the change or maintenance of real estate or a combination of these purposes.

The length of the loan repayment is from 5 to 30 years.

hypotekarne uvery
Tip for you:

You are entitled to the tax bonus at the relevant tax office as part of the tax return. You can pick up the confirmation for the tax office in person at any Tatra banka branch.

Where to apply for a loan

You can also arrange for your mortgage over the phone

Call center DIALOG Live

Would you rather do the whole approval process online? You can then sign the loan agreements at any Tatra banka branch. Call *1100

Visit any Tatra banka branch

Branch

Visit any Tatra banka branch where our mortgage specialists will be happy to help.

How to manage an existing mortgage

Are you one of those who already take out their mortgage at Tatra banka? Use the services with which you will always have it under control.

You can monitor the amount of your balance via the Tatra banka app, Internet bankingTB and MaFin

  • You can monitor the amount of your balance via the mobile application Tatra banka, Internet bankingTB and MaFin.
  • During the repayment, you can also request a change of the originally established real estate to another, request a change of the co-borrower or a deferral of installments and make extraordinary installments.
  • We will contact you in writing at least 2 months before the end of the fixation, we will notify you of the new interest rate and the new fixation period. You can decide whether to accept the new interest rate and the fixation period, or accept an offer to extend or shorten the fixation with the appropriate interest rate, or repay the loan early.

Frequently Asked Questions

General loan information

--- WJdocId-14610 ---
--- WJdocId-14609 ---
--- WJdocId-14617 ---
--- WJdocId-14620 ---
--- WJdocId-58427 ---
--- WJdocId-58428 ---
--- WJdocId-58429 ---
--- WJdocId-14607 ---
--- WJdocId-14619 ---
--- WJdocId-14608 ---
--- WJdocId-58430 ---

Documents for mortgage process

--- WJdocId-14616 ---

Expert testimony

--- WJdocId-14614 ---
--- WJdocId-14615 ---

Early repayment

--- WJdocId-14611 ---
--- WJdocId-58431 ---

I already have a loan

--- WJdocId-58432 ---
--- WJdocId-58433 ---
--- WJdocId-58434 ---

Need advice?


www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
https://www.tatrabanka.sk/en/personal/loans/mortgage-loan/