Refinancing loanTB
Take the Refinancing loanTB with an interest rate of 6 % p. a. for everyone.
Plus, with a 100% discount on the loan fee and Extra Installments, you can shorten your loan repayments and save on interest.
100 % discount on the origination fee
Interest rate 6,00 % p. a. for everyone
(representative example)
Option to insure
the ability to repay a loan
Make sure that loan refinancing has its advantages
Refinancing loanTB offers you the opportunity to replace several existing loans with one new one under more favorable conditions.
Get:
- lower installment,
- a more favorable interest rate,
- preparation of the loan repayment request in another bank for you by us,
- additional funds,
- arrangement of loan refinancing in one visit.
What can be refinanced?
Loans from multiple banks
Loans in non-bank companies
Leasing
Refinancing calculator
Refinancing loanTB
Add another paid out loanAdd
New loan
Offer
New monthly payment will be lower by 0 €
Representative example:
Need more information about the Customer loan?
Leave us your phone number and we will call you.
This calculation is only informative – it is not binding for the client or bank and final values might change depending on the final interest rate determined by the bank under consideration of the ability of loan repayment.
This calculation is only informative – it is not binding for the client or bank and final values might change depending on the final interest rate determined by the bank under consideration of the ability of loan repayment.
Representative example for Refinancing LoanTB
- For a loan of EUR 10,000 with a fixed interest rate of 6.00% p.a., a loan maturity of 96 monthly annuity payments and a one-time loan fee of EUR 0, the annual percentage rate of charge is 6.26% with a monthly loan payment of EUR 131.82, with the last loan payment being EUR 54.30. The total amount that the client will pay is EUR 12,577.20, with the interest calculation based on the actual number of days in each month and the assumption of a calendar year of 360 days.
Representative example of calculating the APR for a Refinancing LoanTB in the event of applying the Extra Installment benefit
- Assuming that the loan applicant will also make optional Extra Installments of EUR 30.00 per month, the total amount that the client will pay is EUR 11,956.81. The loan will be repaid after 74 monthly annuity and Extra installments.
Qualification conditions
You can get a Refinancing loanTB:
- in an amount from 500 to 40 000 EUR,
- for a period from 12 to 96 months (1 to 8 years),
- with an interest rate of 6 % p. a. for everyone,
- with an option of extraordinary loan instalments.
In cooperation with UNIQA insurance company you can arrange to insure your ability to repay a loan, which will give you certainty in the event of unforeseen events that might prevent you from continuing to repay the loan.
Where to apply for the loan?
Web page
Calculate the repayment and apply for a loan in a few clicks.
Even without a Tatra banka account.
Frequently asked questions
If you have extra money, you can pay an Extra Installment in addition to your regular monthly payment, up to three times the monthly payment. You decide the amount of the Extra Installment, as well as whether you pay it every month or not.?
Just use the "Extra installment" functionality in the Tatra banka application or Internet bankingTB, you will repay the loan faster and save hundreds of euros in interest.?
Accelerated repayment is a great way to repay the loan and save.?
How to make an Extra installment via mobile application/internet banking:?
- Select from the list of loans the Non-purpose loan for which you want to make an Extra installment?
- Click on the Extra installment icon and select the amount of the Extra installment?
- Check and confirm the payment?
- The Extra installment will be settled on the day of the regular loan repayment?
Instalments exceeding three times the monthly installment can be made via a request for early loan repayment.?
The interest rate of 6.00 % p.a. is guaranteed for the refinancing of loans from other banks or from other consumer loan providers even for any outstanding loan balance – which you can get without documenting the purpose, so the money from this portion of a loan can be used for anything.
In the case of installment loans, it is sufficient to submit loan agreements for the transferred loans, or a request for early repayment with its quantification.
No, you do not pay the fee listed in the Service charges for a refinancing loan.
Do you need advice on refinancing a loan?
We will contact you with the best offer for you. Leave us your phone number.
https://www.tatrabanka.sk/en/personal/loans/refinancing-loan/