Refinancing loanTB
Take the Refinancing loanTB with an interest rate of 6 % p. a. for everyone. After each year of regular repayment, we will reduce your rate by another 1 %.
Plus, with a 100% discount on the loan fee.
100 % discount on the origination fee
Interest rate 6,00 % p. a. for everyone
(representative example)
Option to insure
the ability to repay a loan
Make sure that loan refinancing has its advantages
Refinancing loanTB offers you the opportunity to replace several existing loans with one new one under more favorable conditions.
Get:
- lower installment,
- a more favorable interest rate,
- preparation of the loan repayment request in another bank for you by us,
- additional funds,
- arrangement of loan refinancing in one visit.
What can be refinanced?
Loans from multiple banks
Loans in non-bank companies
Leasing
Refinancing calculator
Refinancing loanTB
Add another paid out loanAdd
New loan
Offer
New monthly payment will be lower by 0 €
Representative example:
Need more information about the Customer loan?
Leave us your phone number and we will call you.
This calculation is only informative – it is not binding for the client or bank and final values might change depending on the final interest rate determined by the bank under consideration of the ability of loan repayment.
This calculation is only informative – it is not binding for the client or bank and final values might change depending on the final interest rate determined by the bank under consideration of the ability of loan repayment.
- For a loan of 10,000 EUR with a fixed interest rate of 6.00 % p. a., a repayment period consisting of 96 monthly annuity payments, and a one-time loan fee of 0 EUR, the annual percentage rate (APR) is 6.26 % with a monthly loan payment of 131.82 EUR, while the last loan payment amounts to 59.59 EUR. The total amount the client will pay is 12 582.49 EUR, with interest calculated based on the actual number of days in each month and assuming a calendar year length of 360 days.
Representative example of the calculation of the APR for the Refinancing loanTB, where we will reduce your interest rate by 1 % each year
- If the Conditions for applying the Benefit are met, the interest rate and payment will be reduced after the anniversary of each twelfth payment, of which the Borrower will be informed in advance. The annual percentage rate will decrease to 3.98 %, and the total amount the client will pay will be 11 577.60 EUR.
Qualification conditions
You can get a Refinancing loanTB:
- in an amount from 500 to 40 000 EUR,
- for a period from 12 to 96 months (1 to 8 years),
- with an interest rate of 6 % p. a. for everyone,
- with an option of extraordinary loan instalments.
In cooperation with UNIQA insurance company you can arrange to insure your ability to repay a loan, which will give you certainty in the event of unforeseen events that might prevent you from continuing to repay the loan.
Where to apply for the loan?
Web page
Calculate the repayment and apply for a loan in a few clicks.
Even without a Tatra banka account.
Frequently asked questions
Complete terms and conditions can be found in the Public Promise.
The interest rate of 6.00 % p.a. is guaranteed for the refinancing of loans from other banks or from other consumer loan providers even for any outstanding loan balance – which you can get without documenting the purpose, so the money from this portion of a loan can be used for anything.
In the case of installment loans, it is sufficient to submit loan agreements for the transferred loans, or a request for early repayment with its quantification.
No, you do not pay the fee listed in the Service charges for a refinancing loan.
Do you need advice on refinancing a loan?
We will contact you with the best offer for you. Leave us your phone number.
https://www.tatrabanka.sk/en/personal/loans/refinancing-loan/