Enter your phone number below in the format +4219xx xxx xxx or 09xx xxx xxx, and we will send you an SMS with a link to download the Tatra banka mobile application, or scan the QR code.
Insurance of property and natural persons liability
Within a single process, you can compare and select comprehensive coverage from UNIQA and Allianz to find the solution that suits you best. You can easily and quickly conclude the insurance online through the Tatra banka mobile application.
Complete insurance of real estate and household
Liability for damages
Option to choose packages
Possibility to choose zero co-insurance
Tatra banka, a.s. carries out financial intermediation as an independent financial agent registered in the NBS register under reg. number 34945 for UNIQA pojišťovna, a.s., pobočka poisťovne z iného členského štátu and for Allianz - Slovenská poisťovňa, a. s.
The advantages of the Insurance of property
- Property and home insurance in one contract
- Easy arrangement through the Tatra banka mobile app
- Automatic assignment to your MortgageTB
- Wide coverage of liability for damages
- Updates to the insured amount thanks to insurance indexation
- Option to arrange insurance without co-payment
- Discounts and bonuses based on the chosen extent of insurance
- Reporting damages online via the mobile app
- 24/7 assistance services with every package
Scope of insurance
In the mobile application, you have the option to choose from three levels of insurance packages from both insurance companies:
| Insurance risks | UNIQA Extra |
Allianz Max |
UNIQA Plus |
Allianz EXTRA |
UNIQA Mini |
Allianz COMFORT |
|---|---|---|---|---|---|---|
| Fire, including lightning strikes, explosions, implosions, and smoke |
|
|
|
|
|
|
| Natural disasters such as storms, hail, falling trees, earthquakes, and water ingress from atmospheric precipitation |
|
|
|
|
|
|
| Water leakage from plumbing fixtures, pipe breakage, and water loss |
|
|
|
|
|
|
| Flood and inundation |
|
|
|
|
|
|
| Breakage of glass and sanitary fixtures |
|
|
|
|
||
| Short circuit, overvoltage, undervoltage |
|
|
|
|||
| Theft, burglary, robbery, vandalism |
|
|
|
|||
| Bonus |
|
Additionally, with every insurance policy, ancillary structures located at the insured property (such as a garage, workshop, pergola, built-in pool, etc.) are automatically covered.
The scope and classification of insurance risks may vary depending on the chosen package. A complete overview of packages and individual insurance risks can be found in the document Package Comparison and Detailed Overview.
Representative example for house insurance
House size
150 m2
Insured amount for property
185 000 EUR
Insured amount for home
25 000 EUR
Liability for damages
500 000 EUR
Annual insurance premium
from 135 EUR
Representative example for apartment insurance
Apartment size
70 m2
Insured amount for property
190 000 EUR
Insured amount for home
20 000 EUR
Liability for damages
500 000 EUR
Annual insurance premium
from 80 EUR
Assistance services
Assistance in case of technical malfunctions and emergency situations is an automatic part of every insurance policy thanks to the assistance services available to you 24/7.
The assistance services will provide you with:
- Help with technical failures
repair of plumbing, sewage, electrical systems, heating, air conditioning, etc. - Help with natural disasters
temporary solutions for damage to roofs, windows, doors after storms, floods, fires, etc. - Unlocking locked doors
arranging a locksmith for locked or jammed doors, lost keys - Repair of household appliances
e.g., refrigerator, washing machine, dishwasher, stove, television - Repair of heating sources
e.g., electric and gas boilers, water heaters, heat pumps, air conditioning - Emergency solutions for uninhabitable homes
temporary accommodation, transportation and storage of furniture, home protection
If you need assistance, do not hesitate to contact the assistance service staff:
Allianz: +421 2 50 122 222
UNIQA: +421 220 839 888
Reporting a claim
To report a claim, use one of the following options:
- Through the mobile application, which will redirect you to the insurance company's website.
- Online via the UNIQA insurance company's website.
- By phone through the UNIQA hotline +421 220 839 888.
The policy number required for reporting a claim can be found in the Tatra banka mobile application in the property insurance details or by phone through the UNIQA hotline +421 220 839 888.
To report a claim, use one of the following options:
- Through the mobile application, which will redirect you to the insurance company's website.
- Online via the Allianz insurance company's website.
- By phone through the Allianz hotline +421 2 50 122 222.
The policy number required for reporting a claim can be found in the Tatra banka mobile application in the property insurance details or by phone through the Allianz hotline +421 2 50 122 222.
Frequently asked questions
You can arrange insurance for a family house, apartment, cottage, or garage.
- at any Tatra banka branch
- through the DIALOG Live contact center
You can easily and quickly arrange insurance through the Tatra banka mobile application, or you can contact us through the DIALOG Live contact center or at any Tatra banka branch, and we will be happy to assist you and provide more information.
Under-insurance arises if the insured sum of the subject of insurance is at the time of the insured event occurrence lower than its insured value. If the client provides correct data about the area of the insured real estate, based on which we determine the amount of the insured sum, the insurance company guarantees no under-insurance at the concurrently chosen indexation.
Indexation is an annual automatic increase in the insured amount that tracks the rise in property prices and construction costs. Thanks to indexation, your property remains insured at its current value—without worries and the risk of underinsurance.
Leave your phone number and we will contact you
https://www.tatrabanka.sk/en/personal/savings-investments-insurance/insurance-property-natural-person-liability/