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Insurance of property and natural persons liability
Comprehensive coverage of your property in case of unforeseen situations that may threaten your home. Now, you can easily and quickly arrange your insurance agreement through the Tatra banka mobile application.
Complete insurance of real estate and household
Liability for damages
Option to choose packages
Possibility to choose zero co-insurance
Tatra banka, a.s. carries out financial intermediation as an independent financial agent registered in the NBS register under reg. number 34945 for UNIQA pojišťovna, a.s., pobočka poisťovne z iného členského štátu and for Allianz - Slovenská poisťovňa, a. s.
The advantages of the Insurance of property
- Property and home insurance in one contract
- Easy arrangement through the Tatra banka mobile app
- Automatic assignment to your MortgageTB
- Wide coverage of liability for damages
- Updates to the insured amount thanks to insurance indexation
- Option to arrange insurance without co-payment
- Discounts and bonuses based on the chosen extent of insurance
- Reporting damages online via the mobile app
- 24/7 assistance services with every package
Scope of insurance
You can choose from three levels of insurance and several packages available in the mobile application:
| Insurance risks | Basic level | Intermediate level | Maximal level |
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| Fire including lightning strike, explosion, implosion, and smoke |
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| Natural disasters such as storms, hail, falling trees, earthquakes, and others |
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| Leakage from atmospheric precipitation |
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| Water damage, flood, and inundation |
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| Breakage of glass and sanitary fixtures |
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| Short circuit, overvoltage, undervoltage |
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| Theft, robbery, vandalism |
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Additionally, with every insurance policy, ancillary structures located at the insured property (such as a garage, workshop, pergola, built-in pool, etc.) are automatically covered.
The scope and classification of insurance risks may vary depending on the chosen package. A complete overview of packages and individual insurance risks can be found in the document Package Comparison and Detailed Overview.
How to arrange Property Insurance
Representative example for house insurance
House size
150 m2
Insured amount for property
185 000 EUR
Insured amount for home
25 000 EUR
Liability for damages
500 000 EUR
Annual insurance premium
from 125 EUR
Representative example for apartment insurance
Apartment size
70 m2
Insured amount for property
190 000 EUR
Insured amount for home
20 000 EUR
Liability for damages
500 000 EUR
Annual insurance premium
from 80 EUR
Assistance services
Assistance in case of technical malfunctions and emergency situations is an automatic part of every insurance policy thanks to the assistance services available to you 24/7.
The assistance services will provide you with:
- Help with technical failures
repair of plumbing, sewage, electrical systems, heating, air conditioning, etc. - Help with natural disasters
temporary solutions for damage to roofs, windows, doors after storms, floods, fires, etc. - Unlocking locked doors
arranging a locksmith for locked or jammed doors, lost keys - Repair of household appliances
e.g., refrigerator, washing machine, dishwasher, stove, television - Repair of heating sources
e.g., electric and gas boilers, water heaters, heat pumps, air conditioning - Emergency solutions for uninhabitable homes
temporary accommodation, transportation and storage of furniture, home protection
If you need assistance, do not hesitate to contact the assistance service staff:
Allianz: +421 2 50 122 222
UNIQA: +421 220 839 888
Reporting damage
To report a claim, please use one of the following options:
- Through the mobile application, which will redirect you to the insurance company's website
- Online via the insurance company's website
UNIQA
Allianz - In person at the branches of Tatra banka, UNIQA, and Allianz.
The insurance policy number required for reporting a claim can be found in the Tatra banka mobile app in the property insurance details or by calling the hotline UNIQA +421 232 600 100 or Allianz +421 2 50 122 222.
Frequently asked questions
You can arrange insurance for a family house, apartment, cottage, or garage.
Changes to the insurance policy can be requested:
- at any Tatra banka branch
- through the DIALOG Live contact center
- at any insurance company branch
You can easily and quickly arrange insurance through the Tatra banka mobile application, or you can contact us through the DIALOG Live contact center or at any Tatra banka branch, and we will be happy to assist you and provide more information.
Under-insurance arises if the insured sum of the subject of insurance is at the time of the insured event occurrence lower than its insured value. If the client provides correct data about the area of the insured real estate, based on which we determine the amount of the insured sum, the insurance company guarantees no under-insurance at the concurrently chosen indexation.
The update or adjustment of the insured sums according to the change in the price index of the construction works and materials and the change in consumer price index published by the Statistic Office of the Slovak Republic.
Leave your phone number and we will contact you
https://www.tatrabanka.sk/en/personal/savings-investments-insurance/insurance-property-natural-person-liability/