Foreign payment
Receiving foreign payments or paying abroad or in a foreign currency has never been easier. See for yourself!
Simple transfer entering
Simple transfer entering
Connection to SWIFT network
Professional service
Payment order
For foreign payments, you can enter transfers to an account:
- in Euro or a foreign currency abroad,
- in a foreign currency within the SR,
- intra-bank with currency conversion.
You can make foreign payments online.
Internet bankingTB
Make a payment order fast and simply via your PC. You can enter the following foreign transfers via Internet bankingTB:
- simple payment allows you to enter a single foreign payment order,
- bulk order allows you to enter several foreign orders at once.
What types of payment orders can you enter?
- SEPA payment in EUR
- SEPA instant payment in EUR
- Cross-country payments in all currencies
- Express payments in all currencies
Business bankingTB
State-of-the-art internet banking for your business
- innovative electronic banking for corporate clients
- intuitive payment solution without the need for installation
- user-friendly and modern environment for all devices
- simple operation for online management of your banking products
Open bankingTB
We bring you a safe and modern API solution. By using the API, you will be able to enter a payment order or get payment account information - of course, only after your consent.
Branch
You can also use a paper payment order to make a foreign payment at any Tatra banka branch, or use its editable PDF version.
Multicash
Are you an international corporate company and want to communicate with multiple banks in one application?
- a lower fee for processing a payment order
- importing commands directly from the accounting system in different formats
- electronic account statement
- installation as a single or network version
Foreign payment particulars
To make a foreign payment order, please provide the obligatory and optional data.
Obligatory data:
- payer’s account number and name
- transfer amount
- transfer currency
- recipient's account number or IBAN*
- recipient’s name and address
- recipient’s bank SWIFT code (BIC)
- name and address of recipient’s bank
- maturity date
- payment instruction
- payment order place and date
- payer’s signature
*IBAN is mandatory to countries: Georgia, Israel, Jordan, Montenegro, Pakistan, Saudi Arabia, Ukraine, United Arab Emirates
SWIFT code (BIC)
- SWIFT code or BIC (Bank Identifier Code or bank swift code) - An international bank identification code that is 8 or 11 characters long and is used to identify a financial institution in financial transactions, e.g. for payments abroad to identify the beneficiary's bank.
- When making payments within the EU and EEA countries other than EUR, the SWIFT code of the beneficiary's bank is required. Failure to include it is charged according to the price list of services.
- Tatra banka, a.s. has a SWIFT code (BIC) of TATRSKBX (or 11 character variants: TATRSKBXXXX).
Optional data:
- specification of a priority attribute in the event of an express payment
- information for the recipient
- additional instruction for the bank
- payer’s contact details
Fees (expenses) of other banks are the processing fees of other banks than the payer's bank incurred in cross-border transfers. The payer decides who will bear the fees of other banks. Payment instructions used in Tatra banka:
- SHA - the processing fee of Tatra banka is borne by the payer, the processing fee of other banks is borne by the beneficiary.
- OUR - the payer shall bear the processing fee of Tatra banka, and in addition, his account may be charged with fees charged by other banks.
SHA payment instruction is obligatory for payments in any currency within EEA countries. If the OUR payment instruction is entered in the payment to EEA countries, this instruction will be changed to SHA.
| Tatra banka's SWIFT code is TATRSKBX | ||||||||
|---|---|---|---|---|---|---|---|---|
|
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Deadlines for payments into accounts
To have your payments to accounts processed within your required time, make sure to check the deadlines for submitting orders.
| Payment order type | Submission | Payment order submission period | Processing date | Settlement date1 |
|---|---|---|---|---|
| SEPA instant payment | electronically | until 12:00 a.m.5 | D | D |
| SEPA payment outside the territory of the SR |
in person at branch electronically |
until 1:00 p.m until 6:00 p.m. |
D D |
D+1 |
| Payment in EUR currency from EUR account to RBI group banks |
in person at branch electronically |
until 1:00 p.m until 6:00 p.m. |
D D |
D2 |
| Payment in EEA currencies to EEA countries |
in person at branch electronically |
until 1:00 p.m until 6:00 p.m. |
D D |
D+1 |
| Payment in CZK currency in favour of Raiffeisen bank Praha clients |
in person at branch electronically |
until 1:00 p.m until 6:00 p.m. |
D D |
D3 |
| Payment in foreign currency in terms of the bank |
in person at branch electronically |
until 5:00 p.m. until 6:00 p.m. |
D D |
D |
| Express payment in EUR currency |
in person at branch electronically |
until 1:00 p.m. until 2:00 p.m. |
D D |
D |
| Express payment in foreign currency |
in person at branch electronically |
until 09:30 a.m. until 09:30 a.m. |
D D |
D4 |
| Other foreign payments |
in person at branch electronically |
until 1:00 p.m until 6:00 p.m. |
D D |
D+2 |
1 Date of settlement of funds on the intermediary institution's account (when paying within the bank the date of crediting to the beneficiary's account)
2 In the case of payments in EUR of EUR account to RBI banks entered after 2 pm. the settlement date is D+1
3 In the case of payments in CZK in favor of Raiffeisenbank a.s., ČR clients submitted after 2 pm the settlement date is D+1
4 For express payments in JPY, AUD, CHF, the settlement date is D+1
5 For the Business bankingTB application until 6:00 pm
Charges
Individual customers’ payments into a foreign account are charged in accordance with the Service Charges
Information about fees
Tatra banka proceeded to display fees on the basis of Regulation (EU) 2019/518 of the European Parliament and of the Council of 19 March 2019 amending Regulation (EC) no. 924/2009.
You will find a new section “Information about fees” on the Internet bankingTB authorization screen when confirming your payment.
Click to see estimated charges and the total amount of payment in your account's currency.
As a result, when you make a payment, you will be informed about the fees associated with processing a cross-border payment order or a currency conversion payment order.
The information displayed is for information only.
Exchange rates
Exchange rates applied to transfers with a conversion of up to 30 000 EUR (or its equivalent in a foreign currency):
- exchange rate according to the valid exchange rate list (foreign currency buy, foreign currency sell, or cross rate, i.e. individual exchange rates ratio).
Exchange rates applied to transfers with a conversion of over 30 000 EUR (or its equivalent in a foreign currency):
- next business day exchange rate (foreign currency buy, foreign currency sell, or cross rate, i.e. individual exchange rates ratio).
Individual exchange rate - can be agreed with the Capital Markets client department on the basis of a contract for spot operations.
Leave your telephone number and we will contact you
https://www.tatrabanka.sk/en/personal/account-payments/foreign-payment/