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Domestic-SEPA payment Domestic-SEPA payment

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Domestic/SEPA payment

Pay online – in both Slovakia and the SEPA area and save your time for more important things. 

Domestic and foreign payment order simply

Simple 

Fast entering of recurring payments as a standing order

Fast

Safe domestic and foreign payments

Safe

The same favorable payment order processing fee

Cost-effective 

Payment order 

Send money in the way that suits you best. At Tatra banka, you have several options to choose from.

Internet bankingTB

Visit the bank through your computer. Through Internet bankingTB you can enter all types of payments, including SEPA instant payments, manage mandates - direct debit approvals, set up a new standing order or manage valid standing orders.

Open bankingTB

We bring you a secure and modern API solution. You can enter a payment order or obtain payment account information via the API - of course, always after your consent.

Tatra banka VIAMO

Send money easily and in a few seconds to the phone number of a friend, acquaintance or even a merchant.

Tatra banka mobile application

Enter your payment order wherever you are. Through the Tatra banka application, you can enter SEPA payments, including SEPA instant payments, manage standing orders and obtain an overview of SEPA direct debit approvals.

Branch

To make a SEPA payment, you can also use a paper payment order in Slovakia, the EU, and the EEA. If you want to save time spent at the branch, you can fill out the payment order in advance on your computer in an editable PDF version and bring the printed copy to the branch. A handwritten order cannot be accepted. The requirements for the payment order are described in the Instructions for completing the SEPA payment order.

Online shopping

Shop in your favorite online stores via TatraPay or CardPay. Payment in e-shops will not take you a minute.

SEPA payment particulars

To successfully execute a SEPA payment order, provide the following mandatory and optional information when making the payment.

Mandatory data

  • beneficiary IBAN
  • payment amount
  • the name of the beneficiary in the case of payments abroad

Optional data

  • information for the recipient
  • payer reference or variable, specific and constant symbol
Pay online and save your time on more important things
Tip for you

You can find your account number in IBAN format on your account statement, in Internet bankingTB or in the Tatra banka mobile app.

Deadlines

To have your payments processed within your required time, make sure to check the deadlines for submitting orders.

Tatra banka application

Internet bankingTB

Business bankingTB

Open bankingTB		 Time of sending the payment order Date of deduction of funds from the payer's account1 System date of processing the payment order2 Date of crediting funds to the recipient's account
Intra-bank SEPA payment until 12:00 a.m. current calendar day current banking day* current calendar day
SEPA instant payment until 12:00 a.m. current calendar day current banking day* current calendar day
SEPA payment in the territory of the SR until 12:00 a.m.*** current calendar day current banking day* upcoming working day
SEPA payment outside the SR until 6:00 p.m. current working day current working day upcoming working day
Express payment (EUR)** until 2:00 p.m. current working day current working day current working day

Calendar day (Monday-Sunday)
Working day (Monday-Friday)
Banking day (Monday-Saturday until 10:15 PM)

1 in the account statement, indicated as the value date or settlement date.
The value date or settlement date is the date when the funds were deducted from the payer's account.

2 in the account statement, indicated as the processing date.
The processing date is the system date that determines the day when the relevant payment order is displayed in the account statement. This date may differ from the date of deduction of funds from the payer's account.

*for payment orders sent after 10:15 PM, the following banking day applies
**express payments cannot be submitted via the Tatra banka application
***SEPA payment within Slovakia with conversion can only be submitted on working days until 6:00 p.m.

Branch Time of sending the payment order Date of deduction of funds from the payer's account1 System date of processing the payment order2 Date of crediting funds to the recipient's account
SEPA instant payment in the territory of the SR until 5:00 p.m. current working day current working day current working day
SEPA instant payment outside the SR until 1:00 p.m. current working day current working day current working day
Intra-bank SEPA payment until 5:00 p.m. current working day current working day current working day
SEPA payment in the territory of the SR until 5:00 p.m. current working day current working day upcoming working day
SEPA payment outside the SR until 1:00 p.m. current working day current working day upcoming working day
Express payment (EUR) until 1:00 p.m. current working day current working day current working day

Working day (Monday-Friday)

1 in the account statement, indicated as the value date or settlement date.
The value date or settlement date is the date when the funds were deducted from the payer's account.

2 in the account statement, indicated as the processing date.
The processing date is the system date that determines the day when the relevant payment order is displayed in the account statement. This date may differ from the date of deduction of funds from the payer's account.

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Exchange rates

In the case of making a payment with currency conversion, the bank applies the following exchange rate rules.

Charges 

Service charges for individual customers.

Service charges

Leave your telephone number and we will contact you

 
Related items
Related documents

Contact me

www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
https://www.tatrabanka.sk/en/personal/account-payments/domestic-sepa-payment/