If you are a Tatra banka client and have a pre-approved credit limit, you may draw the loan comfortably from your home 24 hours per day 7 days per week within several minutes via Internet bankingTB or the Tatra banka app also without pre-approval.
For a loan of 7 000 EUR with a fixed interest rate of 5.99 % per annum, a loan maturity of 96 monthly annuity payments and a one-off loan fee of 140 EUR, the annual percentage rate of charge is 6.84 % for a monthly loan repayment of 92.24 EUR. The total amount to be paid by the client is 8 940.28 EUR, while the interest calculation is based on the actual number of days in individual months and the assumption of a calendar year length of 360 days.
The loan may be repaid early at any time. If the sum of remaining principal amounts up to €10,000, an early repayment is free of any charge.
If the sum of the remaining principal amounts to more than €10,000, the cost of early repayment must not exceed 1 % of the early repaid loan amount by virtue of law.
Yes, the bank will not investigate the aim of the funds use, therefore the Consumer LoanTB may be used for anything – a car, holiday, house or apartment refurbishment, weekend cottage, new computer, phone or games console.
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