Take an advantageous consumer loan from Tatra banka for whatever you need or want.
Apply for a loan through the Tatra banka application or Internet bankingTB. Funds are available in 10 minutes.
Now with zero interest from half repayment*.
You may use the loan funds for anything
Interest rate from
5.99 % p. a.
Loan without waiting even for new clients
Insuring the ability
to repay the loan
*The condition for obtaining the benefit is proper repayment in accordance with the contractual repayment schedule, without the use of extraordinary repayments, resp. deferred payments during the first half of repayment. The benefit can be obtained only by a client who concludes a contract by January 10, 2021.
Calculation/APR of the Consumer LoanTB
Loan amount: €4,000,
term: 6 years
from 5.99 % p.a.
For a loan of 8 000 EUR with a fixed interest rate of 5.99 % p. a., with a repayment period of 72 monthly annuity payments, without insurance and with a one-time loan fee of 160 EUR, the annual percentage rate of charge is 7 % with a monthly loan payment of 132.86 EUR. The total amount to be paid by the client is 9 725.92 EUR. In the case of a benefit, the interest rate from the maturity of the 37th installment is reduced to 0 % p. a. and the installment amount to 121.18 EUR, in which case the annual percentage rate of charge is 5.47 % and the total amount to be reimbursed is 9,305.44 EUR. In both cases, the interest calculation is based on the actual number of days in each month.
Frequently Asked Questions
After conclusion of the loan agreement the funds will be immediately sent to the contractual account of the client.
The loan may be repaid early at any time. If the sum of remaining principal amounts up to €10,000, an early repayment is free of any charge.
If the sum of the remaining principal amounts to more than €10,000, the cost of early repayment must not exceed 1 % of the early repaid loan amount by virtue of law.
You may set the repayment date yourself, for example according to the pay date of your wage.
An identity card is sufficient when applying for a loan.
Yes, the bank will not investigate the aim of the funds use, therefore the Consumer LoanTB may be used for anything – a car, holiday, house or apartment refurbishment, weekend cottage, new computer, phone or games console.