Accident insuranceTB
Even a small stumble or an inconspicuous fall can unexpectedly change your plans and bring expenses you did not anticipate. You do not have to bear these financial consequences alone.
Insurance cannot protect you from an accident, but it can mitigate unexpected expenses associated with it.
No health examination
Low monthly payment
Valid worldwide
Including children's insurance
Tatra banka, a.s. carries out financial intermediation as an independent financial agent registered in the NBS register under reg. number 34945 for UNIQA pojišťovna, a.s., pobočka poisťovne z iného členského štátu and for Allianz - Slovenská poisťovňa, a. s.
Benefits of the Accident insuranceTB
Valid worldwide 24 hours a day. In addition, it also brings the following benefits:
- Simple insurance enrollment online through the Tatra banka mobile application.
- Taking out insurance without a medical examination.
- Possibility of choice:
- levels of insurance coverage: Basic and Premium packages
- individual or family insurance: Single and Family packages

Scope of insurance
Create insurance according to your wishes. There are packages available for individuals and whole families with two price options: basic Basic or over-standard Premium.
| Basic (from 4.48 EUR monthly) | Premium (from 8.06 EUR monthly) | |
|---|---|---|
| Permanent consequences of an accident | 5 000 EUR | 10 000 EUR |
| Total accident disability | 10 000 EUR | 20 000 EUR |
| Minor injuries | 100 EUR | 200 EUR |
| Death due to injury** | 10 000 EUR | 20 000 EUR |
**in case of death as a result of a traffic accident, 2 times the sum insured is paid
Single - the insurance applies only to the insured person who took out the insurance.

| Basic (from 12.34 EUR monthly) | Premium (from 21.89 EUR monthly) | |
|---|---|---|
| Permanent consequences of an accident | 5 000 EUR | 10 000 EUR |
| Total accident disability | 10 000 EUR | 20 000 EUR |
| Minor injuries* | 100 EUR | 200 EUR |
| Death due to injury** | 10 000 EUR | 20 000 EUR |
*BONUS to the Family Package + 50 EUR in case of a fracture in children
**in case of death as a result of a traffic accident, 2 times the sum insured is paid
Family - the insurance applies to the insured person and his family members:
spouse of the insured up to the age of 70,
spouse/partner of the insured up to the age of 70,
children of the insured up to the age of 18.

Insurance risks
Permanent consequences of an accident – in the event of an accident that leaves the client with permanent consequences, an insurance benefit of up to 60 000 EUR is paid. The amount of the insurance payment depends on the scope of coverage selected by the client and the extent of permanent bodily damage confirmed by the doctor.
Total accident disability – if the client becomes completely disabled (more than 70 %) as a result of an accident, the agreed insurance amount is paid out.
Minor injuries – one-time payment of the agreed insurance amount in case of any bone fracture (complete/incomplete), burn II. and III. degree (area over 100 cm2), stamping min. 2 permanent teeth with root damage, injuries to the eye and orbit, open wounds (requiring stitches) or concussion.
Death due to injury – the agreed insurance amount will be paid to the person or persons specified by you. If death occurs as a result of a traffic accident, the amount of the insurance payment is 2 times the agreed insurance amount.
Take advantage of the current benefit of 2 times the insurance payment in case of total accident disability.
How to take out Accident insuranceTB
*Only valid for Tatra banka clients with the Account for blue planetTB or a credit card.
Open an account online in minutes.
Reporting an insurance event
How to report an insurance event:
- online through the UNIQA website
- through the Tatra banka mobile application
You can find the insurance contract number required for reporting a claim in your insurance contract, in your payment receipt, in the Tatra banka mobile application or via the UNIQA infoline at +421 232 600 100.

Frequently asked questions
In case of death that occurred as a result of an accident within 3 years from the occurrence of the accident, the agreed insurance amount for the case of death by accident is paid to the entitled person.
In addition to one's own children, the insured also includes children who have been entrusted to the insured for substitute personal care, foster care, or children adopted by the insured based on a court decision.
https://www.tatrabanka.sk/en/personal/savings-investments-insurance/accident-insurance/


