Refinancing loanTB
Transfer your loan to Tatra banka, repay it properly, and we will reward you up to 600 EUR.
In addition, with a 100 % discount on the fee and with Extra installments, with which you can not only shorten the repayment of the loan, but also save on interest.
100 % discount on the origination fee
Interest rate from
5.99 % p. a.
(representative example)
Option to insure
the ability to repay a loan
Make sure that loan refinancing has its advantages
Refinancing loanTB offers you the opportunity to replace several existing loans with one new one under more favorable conditions.
Get:
- lower installment,
- a more favorable interest rate,
- preparation of the loan repayment request in another bank for you by us,
- additional funds,
- arrangement of loan refinancing in one visit.
What can be refinanced?
Loans from multiple banks
Loans in non-bank companies
Leasing
Refinancing calculator
Refinancing loanTB
Add another paid out loanAdd
New loan
Offer
New monthly payment will be lower by 0 €
Representative example:
Need more information about the Customer loan?
Leave us your phone number and we will call you.
This calculation is only informative – it is not binding for the client or bank and final values might change depending on the final interest rate determined by the bank under consideration of the ability of loan repayment.
This calculation is only informative – it is not binding for the client or bank and final values might change depending on the final interest rate determined by the bank under consideration of the ability of loan repayment.
- For a loan of 10 000 EUR with a fixed interest rate of 5.99 % p. a., by the maturity of the loan with the number of 96 monthly annuity payments and with a one-time loan fee of 0 EUR, the annual percentage rate of costs is 6.25 % with a monthly loan repayment of 131,77 EUR, while the last loan repayment is in the amount of 52,87 EUR. The total amount paid by the client is 12 571,02 EUR, while the interest calculation is based on the actual number of days in individual months and the assumption that the length of the calendar year is 360 days.
Assuming that the loan applicant will also make optional Extra installments in the amount of 35 EUR per month, the total amount paid by the client is 11 876.87 EUR. The loan will be repaid after 72 monthly annuity and Extra installments.
A representative example of the APR calculation for the Refinancing loanTB in the case of applying a reward for refinancing liabilities from another bank
Provided that the loan applicant refinances liabilities from another bank in the amount of 10 000 EUR and meets the conditions for the payment of a reward in the amount of 200 EUR (while the first part of the reward of 100 EUR will be paid on the day of the 2nd installment and the second part of the reward in the amount of 100 EUR will be paid on the 13th day of the loan installment), the total amount paid by the client is 12 371.02 EUR. The APR will drop to 5.69 %. Other data do not change.
Qualification conditions
You can get a Refinancing loanTB:
- in an amount from 500 to 30 000 EUR,
- for a period from 12 to 96 months (1 to 8 years),
- with a favorable interest rate from 5.99 % to 8.99 % p. a.,
- with an option of extraordinary loan instalments.
In cooperation with UNIQA insurance company you can arrange to insure your ability to repay a loan, which will give you certainty in the event of unforeseen events that might prevent you from continuing to repay the loan.
Where to apply for the loan?
Web page
Calculate the repayment and apply for a loan in a few clicks.
Even without a Tatra banka account.
Frequently asked questions
If you have extra money, you can pay an Extra installment in addition to the regular monthly installment, up to three times the monthly installment. You decide the amount of the Extra installment, as well as whether you pay it every month or not.
Just use the "Extra installment" functionality in the Tatra banka application or Internet bankingTB - you will pay off the loan faster and save on interest.
Accelerated repayment is an excellent way to pay off the loan and save.
How to make an Extra installment via the mobile application/internet banking:
- From the list of loans, select the Refinancing loan for which you want to make an Extra installment
- Click on the Extra Installment icon and select the Extra Installment amount
- Review and confirm payment
- The extra installment will be settled on the day of the regular repayment of the loan
Repayments above three times the monthly payment can be made through a request for early repayment of the loan.
The interest rate from 5.99 % to 8.99 % p.a. is guaranteed for the refinancing of loans from other banks or from other consumer loan providers even for any outstanding loan balance – which you can get without documenting the purpose, so the money from this portion of a loan can be used for anything.
In the case of installment loans, it is sufficient to submit loan agreements for the transferred loans, or a request for early repayment with its quantification.
No, you do not pay a fee in accordance with the Service Charges for a refinancing loan.
Do you need advice on refinancing a loan?
We will contact you with the best offer for you. Leave us your phone number.
https://www.tatrabanka.sk/en/personal/loans/refinancing-loan/