The investment in the mutual fund is associated with the risk and the present yield does not guarantee the future yield. The value of the investment in the mutual fund as well as its yield may rise or drop and the shareholder might not receive their whole invested amount back. The statutes, the selling prospect and the key information for the mutual fund investors are available in Slovak language at the Tatra banka, a.s. branches. Up to 100 % of the asset value in the mutual fund may be invested in the negotiable and money-market instruments issued or guaranteed by an EU member state or the USA. The money may also be invested in the share certificates of the financial, bond, stock and other open mutual funds, European funds and other foreign collective investment entities.