Disclaimer

This is a marketing notice. Before you make any investment decision, please review the fund statute, the sales prospectus and the key information document of the mutual fund (in the case of TAM-ZF26 also regulating the protection), which are available in Tatra banka, a.s. branches and on www.tam.sk in the Slovak language. Investing in a mutual fund involves risk, and past performance is not a guarantee of future returns. Information on sustainability-related aspects for TAM-MPH, TAM-MPS, TAM-MPD, TAM-AAF, TAM-GMF, TAM-REMB, TAM-CMF, TAM-BMF and TAM-DMF is available at www.tam.sk on the respective fund’s subpage.

The mutual funds have been established and are managed by Tatra Asset Management, správ. spol., a. s., with its registered office at Hodžovo nám. 3, 811 06 Bratislava. Up to 100% of the fund’s assets may be invested in transferable securities and money market instruments issued or guaranteed by a member state of the Organisation for Economic Co-operation and Development in TAM-DPF, TAM-DDPF, TAM-REF, TAM-ISH, TAM-ISS, TAM-ISD, TAM-DPF28, TAM-BLF, TAM-DBLF, TAM-PGF, TAM-PG1, TAM-PG2, TAM-KPSF, TAM-GAF, TAM-CMF, TAM-BMF, TAM-DMF and TAM-ZF26. In the case of TAM-ISH, TAM-ISS, TAM-ISD, TAM-DPF28, TAM-BLF, TAM-DBLF, TAM-PGF, TAM-PG1, TAM-PG2, TAM-KPSF and TAM-ZF26, funds may also be invested in units of money market, bond, equity and other open-ended mutual funds. When investing funds in TAM-GAF into underlying funds, publicly traded equity ETFs are used to implement the fund’s investment policy. When investing funds in TAM-CMF, TAM-BMF, TAM-DMF, TAM-MPH, TAM-MPS and TAM-MPD into underlying funds, publicly traded ETFs of money market, bond, mixed, real-estate, commodity or equity type are primarily used. Funds in TAM-REF may be invested mainly in real estate assets. Units of TAM-REF will be paid out 90 days after submission of the redemption request. In the case of TAM-AAF, TAM-GAF and TAM-GMF, the net asset value of the fund may fluctuate significantly. In TAM-REMB, 85% or more of the mutual fund’s assets are continuously invested in units of the master fund Raiffeisen-EmergingMarkets-ESG-Transformation-Rent. In TAM-AAF, 85% or more of the assets will be continuously invested in units of the master fund R-Ratio-USAktien. In TAM-GMF, 85% or more of the assets will be continuously invested in units of the master fund Raiffeisen-Megatrends-ESG-Aktien.

The expected return used represents the median realistic estimated return determined by Tatra Asset Management, správ. spol., a.s., based on the anticipated composition of the fund and on the estimated ten-year return of the individual asset classes in which the fund may invest. The expected return is shown net of ongoing charges as defined in the key investor information document of the mutual fund. Future performance is subject to taxation, which depends on the investor’s personal situation and may change in the future. Investing may result in financial loss. In the case of TAM-ZF26, investing may lead to financial loss, especially if the period during which the unitholder held the fund units does not correspond to the reference period or several consecutive reference periods.

Official abbreviated names of mutual funds managed by Tatra Asset Management, správ. spol., a. s., listed in the notice: TAM-DPF  TAM - Dlhopisový fond | TAM-DDPF  TAM - Dynamický dlhopisový fond | TAM-AAF  TAM - Americký akciový fond | TAM-ISH  TAM - Investičná stratégia HarmoniQ | TAM-ISS  TAM - Investičná stratégia SynergiQ | TAM-REF  TAM - Realitný fond | TAM-DPF28  TAM - Dlhopisový fond 2028 | TAM-PGF  TAM - Private Growth | TAM-PG1  TAM-Private Growth 1 | TAM-PG2  TAM-Private Growth 2 | TAM-BLF  TAM - Balanced fond | TAM-DBLF  TAM - Dynamic Balanced fond | TAM-KPSF  TAM - Konzervatívny PLUS fond | TAM-REMB  TAM - Raiffeisen Emerging Markets Bonds  | TAM-MPH  TAM - Investičná stratégia pre modrú planétu HarmoniQ | TAM-MPS  TAM - Investičná stratégia pre modrú planétu SynergiQ | TAM-MPD  TAM - Investičná stratégia pre modrú planétu DynamiQ | TAM-GAF  TAM - Globálny akciový fond | TAM-CMF  TAM - Wealth Growth Conservative Model Fund | TAM-BMF  TAM - Wealth Growth Balanced Model Fund | TAM-DMF  TAM - Wealth Growth Dynamic Model Fund | TAM-ZF26  TAM - Zaistený fond 2026 | TAM-ISD  TAM - Investičná stratégia DynamiQ | TAM-GMF  TAM - Global Megatrends fond