Lump sum investing
Why should you invest?
Annual surveys confirm that most people have their savings deposited in regular deposit products. The money is safe there and immediately available. Is it good to use these accounts? Definitely, to deposit your short-term reserves.
The interest offered by such common deposit products is minimal to zero. You will buy less for your savings in the future than you do now. Because inflation from your savings will continue to steal.
Calculate how inflation has devalued
your current account savings:
Inflation Calculator
Your savings*
on the current account since
lost at fair value
Now the purchasing power of your savings is only**
How to beat inflation?
Thanks to Mutual FundsTB, which you can easily obtain through a lump sum investment directly in your Internet bankingTB or in any branch.
Do not leave your money in current accounts where they lose their fair value. Instead, invest them where they can grow.
*Money you have in a current account, savings account or money deposited at home with a 0% annual interest rate.
**The amount for which you could buy the same amount of goods in the past as you can today for the total amount of savings. The calculation took into account the actual inflation in Slovakia in the years 2000 to 2023 according to the ŠÚSR.
Thanks to investing you have...
- Opportunity to earn more
The largest companies in the world innovate, earn, grow. The names Apple, Google, Amazon, Facebook, Starbucks or Microsoft are synonymous with success. Making money from them is easier than it might seem. By investing in mutual funds, you can contribute to the success of the most important companies in the world. - Maintaining the fair value of savings
Investing has the potential to protect your money from inflation, so that you can buy at least as much for your current savings in a few years as you can today.?
“How many millionaires do you know who have become wealthy by investing in savings accounts?”
Robert G. Allen,
American businessman and investor
Advantages of a lump sum investment
Higher return potential
No entry fees
Investments from €150
Choose your own way of investing
I do not want my savings to be devalued by inflation.
I know that investing is also associated with fluctuations in the value of savings.
Funds in this category have a minimum investment period of 5 years and an expected return of 1 to 2 % per year.
Start investing
Thanks to its unique investment strategy, it invests in stocks gradually
Investments in
all key
assets on the market
Activated when
markets are growing and deactivated
when they are declining
Make money
from each
growth period
Make money
from the returns
of Slovak real estate
You can also do a lot of good on the way to return
Invest in socially responsible ESG companies
The share of shares is about 25 %
Earns on
several strategies
and approaches
Earns on growth
trends, actively protects
against declines
Only for premium
clients
I expect a return that will be higher than inflation.
I am prepared for significant fluctuation in the value of savings
Funds in this category have a minimum investment period of 7 years and an expected return of 2 to 3 % per year.
Make money
from each
growth period
Make money
from the returns
of Slovak real estate
You can also do a lot of good on the way to return
Invest in socially responsible ESG companies
The share of shares is about 50 %
Earns on
several strategies
and approaches
Earns on growth
trends, actively protects
against declines
Only for premium
clients
The return is most important for me.
I am willing to tolerate significant fluctuations in the value of savings.
Funds in this category have a minimum investment period of 12 years and an expected return of 4 to 7 % per year.
Returns on corporate shares from around the world?
Uses popular
ETF funds
for higher returns
You can also do a lot of good on the way to return
Invest in socially responsible ESG companies
The share of shares is about 75 %
Make money from the
business of American
companies
On average, the fund invests
in the top 500
American companies.
How and where to invest a larger amount by lump sum investment?
Tips and tricks for successful investing
- Invest regularly
and long-term - Invest at times of
decline for better prices - Observe the recommended minimum investment period
- Use balanced and dynamic strategies
as well - You can conveniently set everything in the Investment Calculator
Documents
Need more information?
Leave us your phone number and we will call you.
Disclaimer
This is a marketing notice. Before you make any investment decision, see the statute, sales prospectus and key information document of the mutual fund, which are available at Tatra banka, a.s. branches and at www.tam.sk in the Slovak language. Investing in a mutual fund is also associated with risk, and past returns are not a guarantee of future returns. The expected performance used represents the median realistic estimated return by the management company Tatra Asset Management, správ. spol., a.s., based on the assumed composition of the fund, as well as on the basis of the estimated ten-year return of individual asset classes in which the fund can invest. The expected return is after deducting ongoing fees in terms of key information for mutual fund investors. Future return is subject to taxation, which depends on the investor's personal situation, which may change in the future. Investing may result in financial loss.
Frequently asked questions
- How to proceed when investing in mutual funds?
- What to prepare for when investing?
- What is the minimum investment amount and fees?
- Can I to send money to my investment savings at any time?
- How is the return on mutual fund assets paid out?
- What is the PLUS Savings Program and the Savings Program?
- How do I transfer money to another fund?
- Can I allow another person to dispose of my mutual fund?
- What is mutual fund share redemption?
- Can I invest in foreign currency?
- How are mutual fund share exchange rates determined?
- How is the return on the sale of mutual funds taxed?
Blog and News
We have been moving the world of investment for over 28 years.
The key to success is choosing the right fund, not to panic at times of decline and give your investment enough time
How can Einstein's genius help your money?
https://www.tatrabanka.sk/en/tam/investing/