Investment strategyTB for blue planet HarmoniQ
You can also do a lot of good on the way to return
Achieving return can
be in line with personal
values
Make money from the success
of socially responsible
companies
Join the millions of
responsible investors in the
whole world
Basic information
Introduction of the fund
Investment strategy for the blue planetTB HarmoniQ offers the possibility of convenient investing through a fund of ETFs (exchange-traded funds) from renowned global asset management companies such as BlackRock, JPMorgan Chase, and Amundi Asset Management.
The solution represents a combination of global equity and bond ETFs that promote or target environmental and social characteristics, along with a fund that performs complete portfolio rebalancing.
The long-term equity share in the fund is approximately 20%.
Fund performance
The presented performances reflect the past, they do not represent an estimate of future development. They take into account costs and fees that are paid from the fund's assets. Other fees that could be applied to the investment, its transfer or redemption are not included.
Select the fund performance period
You can view the performance of the fund since its opening on 18.3.2019 by changing the column graph of the fund's performance to a line graph and entering the date of the fund's opening.
The performance of the Investment Strategy for the Blue PlanetTB HarmoniQ until February 3, 2026, was achieved under the original investment policy of the fund named Blue Planet TB Conservative Fund. The fund’s name and its investment policy were changed as of February 4, 2026.
Composition of the fund
Fund composition chart i
Description of the fund's strategy
The main sustainable investment objective of the ETFs in which the fund invests is to reduce the impacts of climate change. These ETFs promote or target environmental and social characteristics (ESG) when selecting their investments.
Several indicators are used to assess how sustainably the ETFs invest. These include, for example:
• Assessment of negative impacts monitored by the funds in their investments (e.g., impact on the environment or society).
• Greenhouse gas emission intensity of the companies in which the ETFs invest — whether in equities or corporate bonds.
• The share of investments in green bonds, i.e., projects focused on ecological solutions.
For government bonds, the overall sustainability rating of the country is monitored, which takes into account environmental risks, social factors, and the quality of governance.
The largest investments in the fund
| NVIDIA Corp | 3,0 % |
| Alphabet Inc | 2,6 % |
| Apple Inc | 2,5 % |
| Microsoft Corp | 2,0 % |
| Dlhopis Nemecko 4% 2037-01-04 | 1,7 % |
Also included in the fund
Benefits of investing in the fund 
- Profits from investing in global stocks and bonds.
- The fund has the potential for returns at lower costs thanks to ETFs. Investments in bonds and stocks are made through low-cost ETFs that meet social responsibility principles. This allows the fund to achieve higher return potential with lower costs.
- Makes money in every growth period. Thanks to the fund's consistent investment in stocks, you won't miss out on any growth period. This is particularly helpful in times of mixed news and an unclear market trend.
Risks of investing in the fund 
The value of your investment may decrease due to:
- changes in stock prices (equity risk),
- changes in interest rates (interest rate risk),
- deterioration of the issuer's creditworthiness (credit risk),
- other risks - pricing risk, liquidity risk, concentration risk, underlying fund management risk, market gap risk, sustainability risk, political and regulatory risk.
- The complete risk profile of the fund is available in the fund's prospectus.
Documents
"We know the financial markets can have a big impact on company and can build a better world. Investor focus on sustainable growth has never been bigger."
Michael Wilkins,
Director of Sustainable Investments S&P Global Ratings
How and where to open Investment savingsTB in this fund?
How and where to make lump sum investment in this fund?
If you make a payment after the daily closing of the banking system (in the evening hours of the respective business day, approximately after 10:15 p.m.), the mutual fund units will be issued with the date of the following business day.
Need more information?
Leave us your phone number and we will call you.
Are you interested in a more balanced composition of the fund?
Look at the Investment strategy for blue planetTB SynergiQ.
Disclaimer
This is a marketing notice. Before you make any investment decision, see the statute, sales prospectus and key information document of the mutual fund, which are available at Tatra banka, a.s. branches and at www.tam.sk in the Slovak language. Investing in a mutual fund is also associated with risk, and past returns are not a guarantee of future returns. Up to 100% of the value of the assets in the mutual fund can be invested in transferable securities and money market instruments issued or guaranteed by a member state of the Organization for Economic Cooperation and Development. When investing in the underlying funds, money market, bond, mixed, real estate, commodity or equity publicly traded funds (ETFs) are used for the purpose of implementing the fund's investment policy. The expected performance used represents the median realistic estimated return by the management company Tatra Asset Management, správ. spol., a.s., based on the assumed composition of the fund, as well as on the basis of the estimated ten-year return of individual asset classes in which the fund can invest. The expected return is after deducting ongoing fees in terms of key information for mutual fund investors. Future return is subject to taxation, which depends on the investor's personal situation, which may change in the future. Investing may result in financial loss. You can find more information (in the Slovak language) about the promotion of sustainability here.
Frequently asked questions
- How to proceed when investing in mutual funds?
- What to prepare for when investing?
- What is the minimum investment amount and fees?
- Can I to send money to my investment savings at any time?
- How is the return on mutual fund assets paid out?
- What is the PLUS Savings Program and the Savings Program?
- How do I transfer money to another fund?
- Can I allow another person to dispose of my mutual fund?
- What is mutual fund share redemption?
- Can I invest in foreign currency?
- How are mutual fund share exchange rates determined?
- How is the return on the sale of mutual funds taxed?
- When will the sent amount be invested in the fund?
Blog and News
We have been moving the world of investment for over 28 years.
As of March 1, 2025, the new TAM Terms and Conditions will come into effect.
A simple way to change your regular payment to Investment SavingsTB (in Slovak language).
https://www.tatrabanka.sk/en/tam/offer-funds/funds/mutual-funds/conservative-funds/investment-strategy-blue-planet-harmoniq/