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  5. Protected fund 2026

Protected fundTB 2026

Make money from your investment without fear

Americké akcie

Achieve return from the business of companies all around the world

Výnos z dlhopisov

Make money from bond yields

Stabilný vývoj

We will protect the value of your investment

Basic information

Fund parameters

Fund size
15,9 mil. € i
Expected annual return
3 to 5 % i
Minimum investment period
3 years i
Summary risk indicator
2 / 7 i
Entry fee
0 % i
Fund management fee
0,81 % i
Fund creation date
20.3.2023

Introduction of the fund

Investments in equities from all over the world can bring interesting returns and significantly outperform inflation. The share of equities is actively managed with regard to protecting 100 % of the value of the initial investment.

The fund mainly invests in safe Slovak government bonds. Bonds from trusted issuers are essential to secure 100 % of the investment value.

Due to the investment strategy of the fund, you can participate in the returns of successful companies, without worrying about the loss of your investment, which we protect as of the end of 3-year period.

Supscription period 20/3/2023 – 22/5/2023
Protection period 22/5/2023 – 22/5/2026

Fund performance

The presented performances reflect the past, they do not represent an estimate of future development. They take into account costs and fees that are paid from the fund's assets. Other fees that could be applied to the investment, its transfer or redemption are not included.

Select the fund performance period

Fund performance chart

Fund name Performance i Performance p.a. i
Protected fundTB2026 - % 0 %

No one in the world has a crystal ball to predict the future. Considering the current conditions in financial markets, however, three scenarios of the fund's development can be outlined over its 3-year horizon.

A realistic scenario assumes return over a three-year horizon in the range of 9 % to 16 % (3 % p.a. to 5 % p.a.). This scenario assumes that the equities will not experience significant declines over the next three years and will be in a range from current levels to the most recent previous high in three years. Even if equities did not earn anything over a three-year horizon, the lower bound of the expected return can be reached thanks to the current yield potential of bonds. If the equities add to the growth to a certain extent, the upper limit of this interval can also be realistic.

The optimistic scenario assumes a return after three years at the level of 16 % to 33 % (5 % p.a. to 10 % p.a.). This can be achieved if global equity markets return into a strong uptrend and start making new highs over the next 3 years. The history of the last 70 years shows that the so-called bullish (growth) trends can bring average annual return at double-digit levels. The resulting return of the fund after three years would thus be made up of interesting returns of both bonds and shares.

A pessimistic scenario would occur if we experienced significantly negative development in financial markets in the coming years. If the equities recorded another significant drop of several tens of percent, they would not be able to help the fund with returns, the bond part would protect the value of the investment at the end of the protection period, so the client would not earn anything, but would not lose anything either.

Composition of the fund

Fund composition chart i

Description of the fund's strategy

The goal of the fund's investment strategy is to participate in the growth of equity markets during the protection period, but at the same time to protect the value of the investments from the subscription period against the fall of equity markets. Active management ensures that the fund constantly adapts its composition to the current market situation. This means that when the value of growth assets in financial markets rises, their share in the fund increases in order to achieve an attractive return. If their value decreases, their share is reduced in order to protect the initial value of the investment.

The largest investments in the fund

Termínovaný vklad 03/04/2023 100,0 %
- 0 %
- 0 %
- 0 %
- 0 %

Also included in the fund

Monthly report (SK)Ikona mesačného reportu | Tatra banka

Want to know more about the fund?
The monthly report will be available in April.

Open a monthly report

Podrobnejšie informácie o fonde

Documents

 

Investičný citát

„Successful investing is about managing risk, not avoiding it."

Benjamin Graham,
american economist, investor.

   

How and where to open Investment savingsTB in this fund?
Please read the warning first.

 

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Disclaimer
Investing in a mutual fund is also associated with a risk and the investment return achieved in the past is not a guarantee of future investment returns. The Statute, Sales Prospectus and Key Information Document of mutual fund also describing the investment protection strategy are available at Tatra banka, a. s. branches in Slovak language.  Investment return and the value of the investment in the mutual fund may rise or fall and the unitholder may not receive back the principal investment, especially if the period during which he was a unitholder of the mutual fund is not identical to the reference period (or several successive reference periods) of the mutual fund. As much as 100 % of the value of assets in a mutual fund may be invested in transferrable securities and money market instruments issued or guaranteed by member states of the Organization for Economic Cooperation and Development. The mutual fund may also invest in units of cash, bond, equity and other open-ended mutual funds.

 

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