Protected fundTB 2026
Make money from your investment without fear
Achieve return from the business of companies all around the world
Make money from bond yields
We will protect the value of your investment
Introduction of the fund
Investments in equities from all over the world can bring interesting returns and significantly outperform inflation. The share of equities is actively managed with regard to protecting 100 % of the value of the initial investment.
The fund mainly invests in safe Slovak government bonds. Bonds from trusted issuers are essential to secure 100 % of the investment value.
Due to the investment strategy of the fund, you can participate in the returns of successful companies, without worrying about the loss of your investment, which we protect as of the end of 3-year period.
Protection period 22/5/2023 – 22/5/2026
Protected unit price 0,100386.
The presented performances reflect the past, they do not represent an estimate of future development. They take into account costs and fees that are paid from the fund's assets. Other fees that could be applied to the investment, its transfer or redemption are not included.
Select the fund performance period
No one in the world has a crystal ball to predict the future. Considering the current conditions in financial markets, however, three scenarios of the fund's development can be outlined over its 3-year horizon.
A realistic scenario assumes return over a three-year horizon in the range of 9 % to 16 % (3 % p.a. to 5 % p.a.). This scenario assumes that the equities will not experience significant declines over the next three years and will be in a range from current levels to the most recent previous high in three years. Even if equities did not earn anything over a three-year horizon, the lower bound of the expected return can be reached thanks to the current yield potential of bonds. If the equities add to the growth to a certain extent, the upper limit of this interval can also be realistic.
The optimistic scenario assumes a return after three years at the level of 16 % to 33 % (5 % p.a. to 10 % p.a.). This can be achieved if global equity markets return into a strong uptrend and start making new highs over the next 3 years. The history of the last 70 years shows that the so-called bullish (growth) trends can bring average annual return at double-digit levels. The resulting return of the fund after three years would thus be made up of interesting returns of both bonds and shares.
A pessimistic scenario would occur if we experienced significantly negative development in financial markets in the coming years. If the equities recorded another significant drop of several tens of percent, they would not be able to help the fund with returns, the bond part would protect the value of the investment at the end of the protection period, so the client would not earn anything, but would not lose anything either.
Composition of the fund
Fund composition chart i
Description of the fund's strategy
The goal of the fund's investment strategy is to participate in the growth of equity markets during the protection period, but at the same time to protect the value of the investments from the subscription period against the fall of equity markets. Active management ensures that the fund constantly adapts its composition to the current market situation. This means that when the value of growth assets in financial markets rises, their share in the fund increases in order to achieve an attractive return. If their value decreases, their share is reduced in order to protect the initial value of the investment.
The largest investments in the fund
|SLOVAKIA (231) 0.625% 22/5/2026 EUR||26,0 %|
|TB 0% 11/5/2026 EUR||21,0 %|
|FUT. S&P500 EMINI||17,2 %|
|SLOVAKIA (206) 4.5% 10/5/2026 EUR||13,5 %|
|SLOVAKIA (216) 4.35% 14/10/2025 EUR||8,9 %|
Also included in the fund
Monthly report (SK)
Want to know more about the fund?
The monthly report will be available in April.
|Interesting information about the fund||Download|
|Key information document (SK)||Download|
|Sales prospectus and fund status (SK)||Download|
„Successful investing is about managing risk, not avoiding it."
american economist, investor.
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Investing in a mutual fund is also associated with a risk and the investment return achieved in the past is not a guarantee of future investment returns. The Statute, Sales Prospectus and Key Information Document of mutual fund also describing the investment protection strategy are available at Tatra banka, a. s. branches in Slovak language. Investment return and the value of the investment in the mutual fund may rise or fall and the unitholder may not receive back the principal investment, especially if the period during which he was a unitholder of the mutual fund is not identical to the reference period (or several successive reference periods) of the mutual fund. As much as 100 % of the value of assets in a mutual fund may be invested in transferrable securities and money market instruments issued or guaranteed by member states of the Organization for Economic Cooperation and Development. The mutual fund may also invest in units of cash, bond, equity and other open-ended mutual funds.
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